What Are Permits and How Can They Impact the Sale or Purchase of a Home in Manitoba?
When it comes to buying or selling a home in Manitoba, most people focus on price, location, and condition. But there’s another important detail that can have a big impact on a real estate transaction: permits.
Understanding what permits are—and how they impact real estate transactions—can help you avoid costly surprises and protect your investment.
What Is a Building Permit?
One of the biggest tax benefits for Canadian homeowners is the Principal A building permit is approval from your local municipality that allows construction or renovations to take place on a property. In Manitoba, permits are commonly required for:
- Finished basements
- Additions, garages, and decks
- Structural changes
- Electrical, plumbing, or HVAC work
- Window and door modifications
Permits ensure that the work meets Manitoba Building Code standards and is completed safely. Once the work is done, inspections confirm that everything complies.
Some other topics you might find helpful when thinking about buying or selling a home in Manitoba. Find out in the posts below:
- What the Homestead Act Means for Manitobans and Why It Matters When Selling Your Home
- What You Should Know About Capital Gains & Property Taxes When Buying a Home in Canada
- 5 Mistakes Sellers in Manitoba Make — And How to Avoid Them
Why Permits Matter in Manitoba Real Estate
Permits aren’t just paperwork — they can directly affect a home’s value, safety, and saleability.
Peace of Mind for Buyers
When you’re buying a home, permits provide confidence that renovations were completed properly. Unpermitted work can raise red flags because it may:
- Not meet safety or fire code standards
- Create hidden issues behind walls or ceilings
- Lead to unexpected repair costs down the road
In some cases, lenders or insurance providers may hesitate if major work wasn’t permitted.
How Permits Affect Financing and Value
Appraisers and lenders typically rely on permitted improvements when determining value. If work like a basement bedroom or addition wasn’t permitted, it may not be counted in the home’s square footage or value — which can impact financing or negotiations.
Why Sellers Should Pay Attention to Permits
Why Sellers Should Pay Attention to Permits
If you’re selling a home, unpermitted work can cause delays or complications during the conditional period. Buyers may request:
- A price adjustment
- Retroactive permits
- Additional inspections
Being upfront about permits helps keep deals on track and builds trust with buyers.
Looking for even more resources for a streamlined home selling experience? The posts below will get you started:
- Should You Work With a Full Time Realtor® When Buying or Selling?
- Selling a Home in a Winnipeg Winter: Expert Tips to Maximize Value
- Why Professional Photos Matter When You’re Selling Your Home
What Happens If a Home Has Unpermitted Work?
Unpermitted renovations don’t automatically stop a sale—but they can complicate it.
Possible outcomes include:
- The buyer requesting permits be retroactively obtained
- The seller offering a price reduction
- The buyer walking away during conditions
- Municipal orders requiring compliance or removal
In some cases, municipalities may require walls or ceilings to be opened for inspection, which can be expensive and disruptive.
Can Permits Be Obtained After the Work Is Done?
Yes, in many Manitoba municipalities, retroactive permits (often called “as-built permits”) may be available. However:
- Approval is not guaranteed
- Additional inspections are required
- Work may need to be corrected to meet current code
- Fees and penalties may apply
It’s always easier—and cheaper—to get permits before starting renovations.
Tips for Buyers in Manitoba
- Ask for permit documentation for major renovations
- Review the Property Disclosure Statement carefully
- Include a home inspection condition
- Consult your REALTOR® if something doesn’t add up
Tips for Sellers in Manitoba
- Gather permit records before listing
- Be honest about any unpermitted work
- Address permit issues proactively
- Work with a REALTOR® who understands local regulations
Being transparent builds trust and helps avoid last-minute deal complications.
The Bottom Line
Permits play an important role in ensuring homes in Manitoba are safe, compliant, and accurately valued. Whether you’re buying or selling, understanding permits can help you move forward with confidence and avoid last-minute stress.
At Goodfellow Realty, our goal is to guide you through every step of the process — including the details that often get overlooked.
Contact us today for expert real estate guidance. If you have questions about permits or how they may affect your home, we’re always happy to help. Contact us by email info@goodfellowrealty.com or call 204-224-2551
Want to Learn More?
Do you want to talk more about your options when buying or selling? Contact our experienced Winnipeg real estate agents today at info@goodfellowrealty.com or call 204-224-2551.