Rent vs. Buy Calculator

Compare the true cost of renting vs. buying over time in Winnipeg. Factors in home appreciation, investment returns, rent increases, and all carrying costs.

If You Buy
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If You Rent
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Rent vs. Buy Comparison
Net Wealth — Buying
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(home equity + savings)
Net Wealth — Renting
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(invested down payment)
Total Cost of Buying
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Total Cost of Renting
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* Simplified model. Does not account for taxes on investment income, selling costs, or lifestyle factors. Both options can be financially sound depending on your situation.

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