Home Affordability Calculator

Based on CMHC's Gross Debt Service (GDS ≤ 39%) and Total Debt Service (TDS ≤ 44%) guidelines, find your maximum qualifying purchase price in Winnipeg.

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Your Home Affordability
Maximum Purchase Price
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Maximum Mortgage
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Monthly Mortgage Payment
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GDS Ratio
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TDS Ratio
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* GDS ≤ 39% and TDS ≤ 44% per CMHC guidelines. A stress test rate of 5.25% or contract rate +2%, whichever is higher, may apply for formal qualification. Speak with a mortgage professional for an official pre-approval.

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